REGIONS FINANCIAL CORP (RF) · Insider Trading (Form 4) SEC Filing

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-15 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: REGIONS FINANCIAL CORP (RF) CIK: 0001281761 --- Reporting Owner --- Name: MARSHALL RUTH ANN CIK: 0001262116 Role: Director --- Derivative Transactions --- [Transaction #1] Security: Phantom Stock Date: 2026-07-15 | Code: A (Grant or award) Shares: +1,707.4333 | Price: $31.48 Shares Owned After: 174,233.2439 | Ownership: D (Direct) Footnotes: [F1] Each share of phantom stock represents the right to the cash value of one share of Regions' common stock. [F2] The reporting person has elected to receive shares of phantom stock in lieu of cash compensation payable pursuant to Regions' Director Compensation Program. The shares of phantom stock are accrued under Regions' Directors' Deferred Investment Plan on the date such fees would otherwise be payable (i.e., quarterly, in arrears). [F3] Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director. [F3] Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director. [F4] Includes quarterly cash dividends that have been deemed reinvested in phantom stock. --- Footnotes (Complete Index) --- F1: Each share of phantom stock represents the right to the cash value of one share of Regions' common stock. F2: The reporting person has elected to receive shares of phantom stock in lieu of cash compensation payable pursuant to Regions' Director Compensation Program. The shares of phantom stock are accrued under Regions' Directors' Deferred Investment Plan on the date such fees would otherwise be payable (i.e., quarterly, in arrears). F3: Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director. F4: Includes quarterly cash dividends that have been deemed reinvested in phantom stock. --- Signature --- /s/ /s/ Elizabeth H. Townsend - Attorney-in-Fact (2026-07-17)