Nu 4: Junqueira Cristina Helena Zingaretti sold 25,000 shares at… (Oct 7, 2026)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-10-05 10b5-1 Pre-arranged Plan: Yes --- Issuer --- Name: Nu Holdings Ltd. (NU) CIK: 0001691493 --- Reporting Owner --- Name: Junqueira Cristina Helena Zingaretti CIK: 0001973445 Role: Officer (US CEO and Chief Growth Offcr) --- Non-Derivative Transactions --- [Transaction #1] Security: Class A ordinary shares ("Class A Shares") Date: 2026-10-05 | Code: S (Open market sale) Shares: -25,000 | Price: $15.01 Total Value: $375,362.50 Shares Owned After: 4,877,593 | Ownership: I (Indirect) | Nature: By Family Trust Footnotes: [F1] The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026. [F3] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Holdings --- [Holding #1] Security: Class A Shares Ownership: D (Direct) Footnotes: [F2] Figure includes 1,224,046 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date. [Holding #2] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F3] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #3] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F3] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #4] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F3] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #5] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F3] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Footnotes (Complete Index) --- F1: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026. F2: Figure includes 1,224,046 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date. F3: The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Signature --- /s/ /s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira (2026-10-07)