Nu

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-09-28 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Nu Holdings Ltd. (NU) CIK: 0001691493 --- Reporting Owner --- Name: Wilson Sarah K. CIK: 0002155132 Role: Officer (Chief Legal Officer) --- Non-Derivative Transactions --- [Transaction #1] Security: Class A ordinary shares ("Class A Shares") Date: 2026-09-28 | Code: A (Grant or award) Shares: +1,430,908 | Price: $0.00 Shares Owned After: 1,430,908 | Ownership: D (Direct) Footnotes: [F1] Figure includes 1,430,908 Class A Shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date. [F1] Figure includes 1,430,908 Class A Shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date. --- Footnotes (Complete Index) --- F1: Figure includes 1,430,908 Class A Shares underlying unvested Restricted Share Units (RSUs). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date. --- Signature --- /s/ /s/ Beatriz Outeiro, attorney-in-fact for Sarah Kathryn Wilson (2026-09-30)