Affirm (AFRM)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-09-16 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Affirm Holdings, Inc. (AFRM) CIK: 0001820953 --- Reporting Owner --- Name: Michalek Libor CIK: 0001832810 Role: Director, Officer (President) --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Units Date: 2026-09-16 | Code: A (Grant or award) Shares: +67,006 | Price: $0.00 Shares Owned After: 67,006 | Ownership: D (Direct) Footnotes: [F2] Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. [F3] RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. [F3] RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. --- Holdings --- [Holding #1] Security: Class A Common Stock Ownership: D (Direct) [Holding #2] Security: Class A Common Stock Ownership: I (Indirect) Footnotes: [F1] The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust. --- Footnotes (Complete Index) --- F1: The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust. F2: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. F3: RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. --- Signature --- /s/ /s/ Josh Samples, Attorney-in-Fact (2026-09-18)