=== SEC Form 4 — Statement of Changes in Beneficial Ownership ===
Document Type: 4
Period of Report: 2026-08-28
10b5-1 Pre-arranged Plan: Yes
--- Issuer ---
Name: Affirm Holdings, Inc. (AFRM)
CIK: 0001820953
--- Reporting Owner ---
Name: Linford Michael
CIK: 0001715913
Role: Officer (Chief Operating Officer)
--- Non-Derivative Transactions ---
[Transaction #1]
Security: Class A Common Stock
Date: 2026-08-28 | Code: M (Exercise of derivative)
Shares: +79,219 | Price: $5.39
Total Value: $426,990.41
Shares Owned After: 199,932 | Ownership: D (Direct)
Footnotes:
[F1] The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 9, 2025.
[Transaction #2]
Security: Class A Common Stock
Date: 2026-08-28 | Code: S (Open market sale)
Shares: -79,219 | Price: $90.01
Total Value: $7,130,502.19
Shares Owned After: 120,713 | Ownership: D (Direct)
Footnotes:
[F1] The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 9, 2025.
[F2] Represents the weighted average sale price of the shares sold from $90.00 to $90.09 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
--- Derivative Transactions ---
[Transaction #1]
Security: Stock Option (Right to Buy)
Date: 2026-08-28 | Code: M (Exercise of derivative)
Shares: -79,219 | Price: $0.00
Exercise Price: $5.39
Exercisable: N/A | Expires: 2028-08-26
Shares Owned After: 354,651 | Ownership: D (Direct)
Footnotes:
[F1] The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 9, 2025.
[F3] Stock options vest with respect to 1/4 of the shares of the Issuer's Class A common stock, par value $0.00001 per share ("Class A Common Stock"), underlying the stock option on the one-year anniversary of August 27, 2018, the vesting commencement date, and the remaining 3/4 of the shares underlying the option vest in equal monthly installments over the subsequent three years, in each case subject to continued service with the Issuer. The Reporting Person can elect to exercise the stock options at any time, provided that the shares acquired upon exercise remain subject to the applicable vesting schedule.
--- Footnotes (Complete Index) ---
F1: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 9, 2025.
F2: Represents the weighted average sale price of the shares sold from $90.00 to $90.09 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
F3: Stock options vest with respect to 1/4 of the shares of the Issuer's Class A common stock, par value $0.00001 per share ("Class A Common Stock"), underlying the stock option on the one-year anniversary of August 27, 2018, the vesting commencement date, and the remaining 3/4 of the shares underlying the option vest in equal monthly installments over the subsequent three years, in each case subject to continued service with the Issuer. The Reporting Person can elect to exercise the stock options at any time, provided that the shares acquired upon exercise remain subject to the applicable vesting schedule.
--- Signature ---
/s/ /s/ Josh Samples, Attorney-in-Fact (2026-09-01)
