Affirm (AFRM)

Item 2.02. Results of Operations and Financial Condition. On August 27, 2026, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the "Letter") regarding its financial results for the fourth fiscal quarter ended June 30, 2026. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measures to the comparable GAAP financial measures are contained in the Letter and the financial tables attached thereto. The information in this

Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On August 25, 2026, the Board of Directors (the Board ) of the Company appointed Michael Linford to serve as President of the Company, effective August 27, 2026. Mr. Linford served as the Company s Chief Operating Officer from September 2024 until his appointment as President, prior to which he served as the Company s Chief Financial Officer from August 2018 until November 2024. In connection with his promotion to the role of President, Mr. Linford adds oversight of the Company s legal, compliance, public affairs, revenue and global markets functions to his responsibilities and continues his oversight of the Company s brand, communications, enterprise risk, finance, internal audit and people functions. Additional biographical information for Mr. Linford is included in the Company s proxy statement that was filed on October 24, 2025. Libor Michalek continues to serve as President of the Company overseeing the Company s engineering, risk, operations, product and design functions and as a member of the Company s Board. Messrs. Linford and Michalek report to Max Levchin, the Company s Chief Executive Officer and Chair of the Company s Board, who continues to set the Company s vision and strategic direction. This appointment did not result in any change to the compensation arrangements of Mr. Linford. He will continue to participate in the Company s existing executive compensation plans and arrangements on their current terms, as described in the Company s proxy statement filed on October 24, 2025. There are no family relationships between either Mr. Linford and any director or executive officer of the Company. Mr. Linford does not have any direct or indirect material interest in any transaction required to be disclosed pursuant to Item 404(a) of Regulation S-K.

Item 9.01. Financial Statements and Exhibits. (d) Exhibits . Exhibit No. Description 99.1 Shareholder Letter dated August 2 7 , 202 6 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AFFIRM HOLDINGS, INC. By: /s/ Rob O Hare Name: Rob O Hare Title: Chief Financial Officer Date: August 27, 2026