=== SEC Form 4 — Statement of Changes in Beneficial Ownership ===
Document Type: 4
Period of Report: 2026-08-24
10b5-1 Pre-arranged Plan: Yes
--- Issuer ---
Name: Nu Holdings Ltd. (NU)
CIK: 0001691493
--- Reporting Owner ---
Name: Junqueira Cristina Helena Zingaretti
CIK: 0001973445
Role: Officer (US CEO & Chief Growth Officer)
--- Non-Derivative Transactions ---
[Transaction #1]
Security: Class A ordinary shares ("Class A Shares")
Date: 2026-08-24 | Code: S (Open market sale)
Shares: -25,000 | Price: $15.00
Total Value: $375,000.00
Shares Owned After: 4,902,593 | Ownership: I (Indirect) | Nature: By Family Trust
Footnotes:
[F1] The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026.
[F4] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
[Transaction #2]
Security: Class A Shares
Date: 2026-08-25 | Code: S (Open market sale)
Shares: -65,000 | Price: $14.71
Total Value: $956,455.50
Shares Owned After: 2,542,083 | Ownership: D (Direct)
Footnotes:
[F2] The price reported in Column 4 is a weighted average price. These Class A Shares were sold in multiple transactions at prices ranging from $14.71 to $14.725, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of Class A Shares sold at each separate price within the ranges set forth in this footnote (2) to this Form 4.
[F3] Figure includes 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
--- Holdings ---
[Holding #1]
Security: Class A Shares
Ownership: I (Indirect)
Footnotes:
[F4] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
[Holding #2]
Security: Class A Shares
Ownership: I (Indirect)
Footnotes:
[F4] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
[Holding #3]
Security: Class A Shares
Ownership: I (Indirect)
Footnotes:
[F4] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
--- Footnotes (Complete Index) ---
F1: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026.
F2: The price reported in Column 4 is a weighted average price. These Class A Shares were sold in multiple transactions at prices ranging from $14.71 to $14.725, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of Class A Shares sold at each separate price within the ranges set forth in this footnote (2) to this Form 4.
F3: Figure includes 1,244,496 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the vesting date.
F4: The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.
--- Signature ---
/s/ /s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira (2026-08-26)
