SoFi Technologies

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-08-17 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SoFi Technologies, Inc. (SOFI) CIK: 0001818874 --- Reporting Owner --- Name: Pinto Arun CIK: 0002012135 Role: Officer (Chief Risk Officer) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-08-17 | Code: M (Exercise of derivative) Shares: +45,389 Shares Owned After: 244,405 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [Transaction #2] Security: Common Stock Date: 2026-08-18 | Code: F (Payment of exercise/tax) Shares: -25,118 | Price: $18.00 Total Value: $452,174.24 Shares Owned After: 219,287 | Ownership: D (Direct) Footnotes: [F2] Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Unit Date: 2026-08-17 | Code: M (Exercise of derivative) Shares: -45,389 | Price: $0.00 Shares Owned After: 272,332 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024. --- Footnotes (Complete Index) --- F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. F2: Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. F3: Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024. --- Signature --- /s/ /s/ Deanna M. Smith, Attorney-in-Fact (2026-08-19)