Synchrony Financial (SYF) · Insider Trading (Form 4) SEC Filing

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-31 10b5-1 Pre-arranged Plan: Yes --- Issuer --- Name: Synchrony Financial (SYF) CIK: 0001601712 --- Reporting Owner --- Name: Owens Darrell CIK: 0002032277 Role: Officer (See remarks) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-07-31 | Code: F (Payment of exercise/tax) Shares: -486 | Price: $75.79 Total Value: $36,833.94 Shares Owned After: 17,020 | Ownership: D (Direct) Footnotes: [F1] Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding. [Transaction #2] Security: Common Stock Date: 2026-08-03 | Code: S (Open market sale) Shares: -610 | Price: $76.73 Total Value: $46,805.30 Shares Owned After: 16,410 | Ownership: D (Direct) Footnotes: [F2] This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 17, 2025. --- Footnotes (Complete Index) --- F1: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding. F2: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 17, 2025. --- Signature --- /s/ /s/ Danielle Do, as attorney-in-fact (2026-08-04)