SCHWAB CHARLES CORP (SCHW) · Insider Trading (Form 4) SEC Filing

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-27 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SCHWAB CHARLES CORP (SCHW) CIK: 0000316709 --- Reporting Owner --- Name: Bettinger Walter W CIK: 0001296479 Role: Director, Officer (Co-Chairman) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-07-27 | Code: M (Exercise of derivative) Shares: +192,488 | Price: $52.05 Total Value: $10,019,000.40 Shares Owned After: 721,834 | Ownership: I (Indirect) | Nature: by Family Trust [Transaction #2] Security: Common Stock Date: 2026-07-27 | Code: S (Open market sale) Shares: -192,488 | Price: $103.90 Total Value: $19,999,926.67 Shares Owned After: 529,346 | Ownership: I (Indirect) | Nature: by Family Trust Footnotes: [F1] This transaction was executed in multiple trades at prices ranging from $103.61 to $104.27. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. [Transaction #3] Security: Common Stock Date: 2026-07-28 | Code: M (Exercise of derivative) Shares: +93,408 | Price: $52.05 Total Value: $4,861,886.40 Shares Owned After: 622,754 | Ownership: I (Indirect) | Nature: by Family Trust [Transaction #4] Security: Common Stock Date: 2026-07-28 | Code: S (Open market sale) Shares: -42,265 | Price: $103.86 Total Value: $4,389,642.90 Shares Owned After: 580,489 | Ownership: I (Indirect) | Nature: by Family Trust Footnotes: [F2] This transaction was executed in multiple trades at prices ranging from $103.51 to $104.50. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. [Transaction #5] Security: Common Stock Date: 2026-07-28 | Code: S (Open market sale) Shares: -38,263 | Price: $105.18 Total Value: $4,024,686.00 Shares Owned After: 542,226 | Ownership: I (Indirect) | Nature: by Family Trust Footnotes: [F3] This transaction was executed in multiple trades at prices ranging from $104.51 to $105.50. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. [Transaction #6] Security: Common Stock Date: 2026-07-28 | Code: S (Open market sale) Shares: -12,880 | Price: $105.56 Total Value: $1,359,659.17 Shares Owned After: 529,346 | Ownership: I (Indirect) | Nature: by Family Trust Footnotes: [F4] This transaction was executed in multiple trades at prices ranging from $105.51 to $105.625. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. --- Derivative Transactions --- [Transaction #1] Security: Nonqualified Stock Option (right to buy) Date: 2026-07-27 | Code: M (Exercise of derivative) Shares: -192,488 | Price: $0.00 Exercisable: N/A | Expires: 2028-03-01 Shares Owned After: 93,408 | Ownership: D (Direct) Footnotes: [F8] The option was granted under the company's 2013 Stock Incentive Plan and vested in four equal annual installments beginning on the first anniversary of the grant date. [Transaction #2] Security: Nonqualified Stock Option (right to buy) Date: 2026-07-28 | Code: M (Exercise of derivative) Shares: -93,408 | Price: $0.00 Exercisable: N/A | Expires: 2028-03-01 Shares Owned After: 0 | Ownership: D (Direct) Footnotes: [F8] The option was granted under the company's 2013 Stock Incentive Plan and vested in four equal annual installments beginning on the first anniversary of the grant date. --- Holdings --- [Holding #1] Security: Common Stock Ownership: I (Indirect) Footnotes: [F5] This information is based on a plan statement as of June 30, 2026. [Holding #2] Security: Common Stock Ownership: I (Indirect) Footnotes: [F6] This information is based on a plan statement as of July 15, 2026. [Holding #3] Security: Common Stock Ownership: I (Indirect) Footnotes: [F7] Includes 16.4043 shares acquired through dividend reinvestment. [Holding #4] Security: Common Stock Ownership: I (Indirect) --- Footnotes (Complete Index) --- F1: This transaction was executed in multiple trades at prices ranging from $103.61 to $104.27. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. F2: This transaction was executed in multiple trades at prices ranging from $103.51 to $104.50. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. F3: This transaction was executed in multiple trades at prices ranging from $104.51 to $105.50. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. F4: This transaction was executed in multiple trades at prices ranging from $105.51 to $105.625. The price reported reflects the weighted average sale price. The reporting person hereby undertakes to provide upon request to the SEC staff, the issuer or a security holder of the issuer full information regarding the number of shares and prices at which the transaction was effected. F5: This information is based on a plan statement as of June 30, 2026. F6: This information is based on a plan statement as of July 15, 2026. F7: Includes 16.4043 shares acquired through dividend reinvestment. F8: The option was granted under the company's 2013 Stock Incentive Plan and vested in four equal annual installments beginning on the first anniversary of the grant date. --- Signature --- /s/ /s/ P. Blake Allen, Attorney-in-fact (2026-07-29)