Nu 4: Junqueira Cristina Helena Zingaretti sold 8,048 shares at $… (Jul 27, 2026)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-23 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Nu Holdings Ltd. (NU) CIK: 0001691493 --- Reporting Owner --- Name: Junqueira Cristina Helena Zingaretti CIK: 0001973445 Role: Officer (US CEO & Chief Growth Off.) --- Non-Derivative Transactions --- [Transaction #1] Security: Class A ordinary shares ("Class A Shares") Date: 2026-07-23 | Code: F (Payment of exercise/tax) Shares: -8,048 | Price: $13.39 Total Value: $107,762.72 Shares Owned After: 2,607,083 | Ownership: D (Direct) Footnotes: [F1] Figure includes 1,244,496 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. --- Holdings --- [Holding #1] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #2] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #3] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #4] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Footnotes (Complete Index) --- F1: Figure includes 1,244,496 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. F2: The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Signature --- /s/ /s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira (2026-07-27)