SoFi Technologies

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-14 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SoFi Technologies, Inc. (SOFI) CIK: 0001818874 --- Reporting Owner --- Name: Meltzer Gary CIK: 0001887601 Role: Director --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Unit Date: 2026-07-14 | Code: A (Grant or award) Shares: +13,993 Shares Owned After: 13,993 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F2] Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date. [F2] Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date. [Transaction #2] Security: Restricted Stock Unit Date: 2026-07-17 | Code: A (Grant or award) Shares: +13,993 Shares Owned After: 13,993 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F2] Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date. [F2] Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date. --- Footnotes (Complete Index) --- F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. F2: Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date. --- Signature --- /s/ /s/ Sara C. Thompson, Attorney-in-Fact (2026-07-27)