Citi

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-07-01 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: CITIGROUP INC (C) CIK: 0000831001 --- Reporting Owner --- Name: COLE TITILOPE CIK: 0001915422 Role: Director --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-07-01 | Code: A (Grant or award) Shares: +5.3429 | Price: $142.56 Total Value: $761.66 Shares Owned After: 58,184.6534 | Ownership: D (Direct) Footnotes: [F1] Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors. [F2] Reflects 1,949.3021 shares of deferred common stock which vested in 4/1/2026 and were transferred to the Reporting Person's deferred compensation account in accordance with the terms of the Issuer's Compensation Plan for Non-Employee Directors. [Transaction #2] Security: Common Stock Date: 2026-07-01 | Code: A (Grant or award) Shares: +8.2044 | Price: $142.56 Total Value: $1,169.59 Shares Owned After: 1,957.5065 | Ownership: I (Indirect) | Nature: See Footnote Footnotes: [F1] Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors. [F2] Reflects 1,949.3021 shares of deferred common stock which vested in 4/1/2026 and were transferred to the Reporting Person's deferred compensation account in accordance with the terms of the Issuer's Compensation Plan for Non-Employee Directors. [F3] Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors. --- Footnotes (Complete Index) --- F1: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors. F2: Reflects 1,949.3021 shares of deferred common stock which vested in 4/1/2026 and were transferred to the Reporting Person's deferred compensation account in accordance with the terms of the Issuer's Compensation Plan for Non-Employee Directors. F3: Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors. --- Signature --- /s/ Titilope Cole by Joseph B. Wollard, Attorney-in-Fact (2026-07-02)