Schwab Charles

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-01-02 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SCHWAB CHARLES CORP (SCHW) CIK: 0000316709 --- Reporting Owner --- Name: Ellis Stephen A CIK: 0001561563 Role: Director --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Units Date: 2026-01-02 | Code: A (Grant or award) Shares: +357 Shares Owned After: 12,417.76 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a right to receive one share of company stock. [F2] The RSUs were received pursuant to the Directors' Deferred Compensation Plan II (the "Plan") and are held in a rabbi trust for the benefit of the reporting person pursuant to the terms of the Plan. [F4] The RSUs were received in lieu of cash compensation otherwise payable as director fees. [F3] The RSUs are held in a rabbi trust for the benefit of the reporting person and are distributed to the reporting person when he leaves the Board of Directors. [F3] The RSUs are held in a rabbi trust for the benefit of the reporting person and are distributed to the reporting person when he leaves the Board of Directors. [F5] Includes 35.34 RSUs acquired through dividend reinvestment in November 2025. --- Footnotes (Complete Index) --- F1: Each restricted stock unit ("RSU") represents a right to receive one share of company stock. F2: The RSUs were received pursuant to the Directors' Deferred Compensation Plan II (the "Plan") and are held in a rabbi trust for the benefit of the reporting person pursuant to the terms of the Plan. F3: The RSUs are held in a rabbi trust for the benefit of the reporting person and are distributed to the reporting person when he leaves the Board of Directors. F4: The RSUs were received in lieu of cash compensation otherwise payable as director fees. F5: Includes 35.34 RSUs acquired through dividend reinvestment in November 2025. --- Signature --- /s/ /s/ P. Blake Allen, Attorney-in-fact (2026-01-06)