Amex (AXP)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2025-12-31 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: AMERICAN EXPRESS CO (AXP) CIK: 0000004962 --- Reporting Owner --- Name: PHILLIPS JR CHARLES E CIK: 0001236185 Role: Director --- Derivative Transactions --- [Transaction #1] Security: Share Equivalent Units Date: 2025-12-31 | Code: A (Grant or award) Shares: +99.034 | Price: $378.66 Shares Owned After: 9,589.615 | Ownership: D (Direct) Footnotes: [F1] Each Share Equivalent Unit reflects the value of one common share. [F2] The reported Share Equivalent Units were acquired pursuant to the Directors' Deferred Compensation Plan and will be settled in cash following termination of service as a Director. [F3] The Share Equivalent Units are convertible immediately upon termination of service as a Director and have no expiration date. [F3] The Share Equivalent Units are convertible immediately upon termination of service as a Director and have no expiration date. [F4] Includes Share Equivalent Units acquired pursuant to a dividend reinvestment feature of the Directors' Deferred Compensation Plan and/or the 2003 Share Equivalent Unit Plan for Directors. --- Footnotes (Complete Index) --- F1: Each Share Equivalent Unit reflects the value of one common share. F2: The reported Share Equivalent Units were acquired pursuant to the Directors' Deferred Compensation Plan and will be settled in cash following termination of service as a Director. F3: The Share Equivalent Units are convertible immediately upon termination of service as a Director and have no expiration date. F4: Includes Share Equivalent Units acquired pursuant to a dividend reinvestment feature of the Directors' Deferred Compensation Plan and/or the 2003 Share Equivalent Unit Plan for Directors. --- Signature --- /s/ /s/ James J. Killerlane III, attorney-in-fact (2026-01-05)