Progressive (PGR) 4: DAVIS CHARLES A bought 1,242 shares of Phantom Stock Unit (… (Jan 12, 2026)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-01-08 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: PROGRESSIVE CORP/OH/ (PGR) CIK: 0000080661 --- Reporting Owner --- Name: DAVIS CHARLES A CIK: 0001071287 Role: Director --- Derivative Transactions --- [Transaction #1] Security: Phantom Stock Unit (rest. Stock) Date: 2026-01-08 | Code: A (Grant or award) Shares: +1,242.1157 | Price: $0.00 Shares Owned After: 20,652.457 | Ownership: D (Direct) Footnotes: [F1] 1 for 1. [F2] These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan. [F3] Expiration Date is the same as the Date Exercisable. [Transaction #2] Security: Phantom Stock Units Date: 2026-01-08 | Code: A (Grant or award) Shares: +302.9075 | Price: $0.00 Shares Owned After: 5,036.3936 | Ownership: D (Direct) Footnotes: [F1] 1 for 1. [F2] These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan. [F3] Expiration Date is the same as the Date Exercisable. --- Footnotes (Complete Index) --- F1: 1 for 1. F2: These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan. F3: Expiration Date is the same as the Date Exercisable. --- Signature --- /s/ /s/ Allyson L. Bach, By Power of Attorney (2026-01-12)