Affirm (AFRM)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-01-30 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Affirm Holdings, Inc. (AFRM) CIK: 0001820953 --- Reporting Owner --- Name: Linford Michael CIK: 0001715913 Role: Officer (Chief Operating Officer) --- Non-Derivative Transactions --- [Transaction #1] Security: Class A Common Stock Date: 2026-01-30 | Code: M (Exercise of derivative) Shares: +20,000 | Price: $49.00 Total Value: $980,000.00 Shares Owned After: 78,562 | Ownership: D (Direct) --- Derivative Transactions --- [Transaction #1] Security: Stock Option (Right to Buy) Date: 2026-01-30 | Code: M (Exercise of derivative) Shares: -20,000 | Price: $0.00 Exercisable: N/A | Expires: 2031-01-11 Shares Owned After: 283,751 | Ownership: D (Direct) Footnotes: [F1] The reporting person executed a non-market exercise and hold transaction with respect to these stock options and the underlying shares. [F2] Stock options vest with respect to 5% of the shares of Class A Common Stock underlying the stock option on the six-month anniversary of January 1, 2021, the vesting commencement date, and the remainder of the grant will vest in quarterly installments over a period of four years, in annual aggregate amounts equal to 15%, 20%, 30% and 30%, respectively, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. The Reporting Person can elect to exercise the stock options at any time, provided that the shares acquired upon exercise remain subject to the applicable vesting schedule. --- Footnotes (Complete Index) --- F1: The reporting person executed a non-market exercise and hold transaction with respect to these stock options and the underlying shares. F2: Stock options vest with respect to 5% of the shares of Class A Common Stock underlying the stock option on the six-month anniversary of January 1, 2021, the vesting commencement date, and the remainder of the grant will vest in quarterly installments over a period of four years, in annual aggregate amounts equal to 15%, 20%, 30% and 30%, respectively, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. The Reporting Person can elect to exercise the stock options at any time, provided that the shares acquired upon exercise remain subject to the applicable vesting schedule. --- Signature --- /s/ /s/ Josh Samples, Attorney-in-Fact (2026-01-30)