Capital One Financial (COF)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-02-15 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: CAPITAL ONE FINANCIAL CORP (COF) CIK: 0000927628 --- Reporting Owner --- Name: Karam Celia CIK: 0001741344 Role: Officer (Pres, Retail Bank) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-02-15 | Code: F (Payment of exercise/tax) Shares: -1,008 | Price: $207.37 Total Value: $209,028.96 Shares Owned After: 63,980 | Ownership: D (Direct) Footnotes: [F1] Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on January 26, 2023. This is authorized in the applicable restricted stock award agreement. [Transaction #2] Security: Common Stock Date: 2026-02-15 | Code: F (Payment of exercise/tax) Shares: -1,093 | Price: $207.37 Total Value: $226,655.41 Shares Owned After: 62,887 | Ownership: D (Direct) Footnotes: [F2] Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on February 1, 2024. This is authorized in the applicable restricted stock award agreement. [Transaction #3] Security: Common Stock Date: 2026-02-15 | Code: F (Payment of exercise/tax) Shares: -917 | Price: $207.37 Total Value: $190,158.29 Shares Owned After: 61,970 | Ownership: D (Direct) Footnotes: [F3] Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on February 4, 2025. This is authorized in the applicable restricted stock award agreement. --- Footnotes (Complete Index) --- F1: Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on January 26, 2023. This is authorized in the applicable restricted stock award agreement. F2: Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on February 1, 2024. This is authorized in the applicable restricted stock award agreement. F3: Represents the automatic withholding by the issuer to satisfy the reporting person's tax obligation associated with the vesting of restricted stock units granted on February 4, 2025. This is authorized in the applicable restricted stock award agreement. --- Signature --- /s/ /s/ Blaise F. Brennan (POA on file) (2026-02-18)