SoFi Technologies

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-02-20 10b5-1 Pre-arranged Plan: Yes --- Issuer --- Name: SoFi Technologies, Inc. (SOFI) CIK: 0001818874 --- Reporting Owner --- Name: Keough Kelli CIK: 0002032458 Role: Officer (EVP, GBUL, SIPS) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-02-20 | Code: S (Open market sale) Shares: -9,755 | Price: $18.87 Total Value: $184,117.82 Shares Owned After: 293,725 | Ownership: D (Direct) Footnotes: [F1] The sale reported on this Form 4 was completed pursuant to a Rule 10b5-1 Trading Plan adopted by the Reporting Person on July 30, 2025. [F2] The reported transactions were executed in multiple trades. The sale price of $18.8742 reported in Column 4 is the weighted average sale price for the 9,755 shares sold by the Reporting Person within a range of $18.5700 to $19.1200 per share. The Reporting Person hereby undertakes to provide to the Staff of the SEC, the Issuer or any security holder of the Issuer, upon request, full information regarding the number of shares sold at each separate price within the price range noted above. --- Footnotes (Complete Index) --- F1: The sale reported on this Form 4 was completed pursuant to a Rule 10b5-1 Trading Plan adopted by the Reporting Person on July 30, 2025. F2: The reported transactions were executed in multiple trades. The sale price of $18.8742 reported in Column 4 is the weighted average sale price for the 9,755 shares sold by the Reporting Person within a range of $18.5700 to $19.1200 per share. The Reporting Person hereby undertakes to provide to the Staff of the SEC, the Issuer or any security holder of the Issuer, upon request, full information regarding the number of shares sold at each separate price within the price range noted above. --- Signature --- /s/ /s/ Deanna M. Smith, Attorney-in-Fact (2026-02-20)