Raymond James Financial (RJF) 4: GARCIA ART A bought 1,303 shares of Common Stock at $N/A on… (Feb 23, 2026)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-02-19 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: RAYMOND JAMES FINANCIAL INC (RJF) CIK: 0000720005 --- Reporting Owner --- Name: GARCIA ART A CIK: 0001183585 Role: Director --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-02-19 | Code: A (Grant or award) Shares: +1,303 | Price: $0.00 Shares Owned After: 6,992 | Ownership: D (Direct) Footnotes: [F1] Consists of a grant of Deferred Restricted Stock Units ("DRSUs") as part of compensation for service on the registrant's Board of Directors. Upon vesting, the DRSUs convert to the right to receive shares of common stock on a one-to-one basis, together with accrued cash in lieu of dividends. The DRSUs vest at the date of the next succeeding annual shareholders meeting following the grant date, but no later than March 15 of the calendar year following grant. Pursuant to an irrevocable election by the reporting person, settlement of the DRSUs will be deferred following vesting until the date the reporting person terminates his or her service on the Board of Directors. [F2] Includes DRSUs. --- Footnotes (Complete Index) --- F1: Consists of a grant of Deferred Restricted Stock Units ("DRSUs") as part of compensation for service on the registrant's Board of Directors. Upon vesting, the DRSUs convert to the right to receive shares of common stock on a one-to-one basis, together with accrued cash in lieu of dividends. The DRSUs vest at the date of the next succeeding annual shareholders meeting following the grant date, but no later than March 15 of the calendar year following grant. Pursuant to an irrevocable election by the reporting person, settlement of the DRSUs will be deferred following vesting until the date the reporting person terminates his or her service on the Board of Directors. F2: Includes DRSUs. --- Signature --- /s/ /s/ Art A. Garcia by Jonathan J. Doyle as Attorney-in-Fact (2026-02-23)