=== SEC Form 4 — Statement of Changes in Beneficial Ownership ===
Document Type: 4
Period of Report: 2026-03-01
10b5-1 Pre-arranged Plan: No
--- Issuer ---
Name: Affirm Holdings, Inc. (AFRM)
CIK: 0001820953
--- Reporting Owner ---
Name: Michalek Libor
CIK: 0001832810
Role: Director, Officer (President)
--- Non-Derivative Transactions ---
[Transaction #1]
Security: Class A Common Stock
Date: 2026-03-01 | Code: M (Exercise of derivative)
Shares: +11,362 | Price: $0.00
Shares Owned After: 218,359 | Ownership: D (Direct)
[Transaction #2]
Security: Class A Common Stock
Date: 2026-03-01 | Code: F (Payment of exercise/tax)
Shares: -4,079 | Price: $46.98
Total Value: $191,631.42
Shares Owned After: 214,280 | Ownership: D (Direct)
Footnotes:
[F1] Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on March 1, 2026.
--- Derivative Transactions ---
[Transaction #1]
Security: Restricted Stock Units
Date: 2026-03-01 | Code: M (Exercise of derivative)
Shares: -2,336 | Price: $0.00
Shares Owned After: 14,015 | Ownership: D (Direct)
Footnotes:
[F3] Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
[F4] The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
[F4] The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
[Transaction #2]
Security: Restricted Stock Units
Date: 2026-03-01 | Code: M (Exercise of derivative)
Shares: -3,707 | Price: $0.00
Shares Owned After: 37,074 | Ownership: D (Direct)
Footnotes:
[F3] Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
[F5] RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
[F5] RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
[Transaction #3]
Security: Restricted Stock Units
Date: 2026-03-01 | Code: M (Exercise of derivative)
Shares: -5,319 | Price: $0.00
Shares Owned After: 53,195 | Ownership: D (Direct)
Footnotes:
[F3] Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
[F6] The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
[F6] The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
--- Holdings ---
[Holding #1]
Security: Class A Common Stock
Ownership: I (Indirect)
Footnotes:
[F2] The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
--- Footnotes (Complete Index) ---
F1: Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on March 1, 2026.
F2: The shares are held by the Michalek 2007 Family Trust dated March 21, 2007. The Reporting Person and his spouse are trustees of the trust.
F3: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F4: The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
F5: RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
F6: The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
--- Signature ---
/s/ /s/ Josh Samples, Attorney-in-Fact (2026-03-03)
