Capital One Financial (COF)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-03-09 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: CAPITAL ONE FINANCIAL CORP (COF) CIK: 0000927628 --- Reporting Owner --- Name: Karam Celia CIK: 0001741344 Role: Officer (Pres, Retail Bank) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-03-09 | Code: A (Grant or award) Shares: +7,429 | Price: $0.00 Shares Owned After: 67,768 | Ownership: D (Direct) Footnotes: [F1] These shares were earned pursuant to an award of performance shares granted on January 26, 2023, as amended on November 2, 2023, based on the Company's Common Dividends + Growth of Tangible Book Value per Share and Adjusted ROTCE against a peer group of companies over a three-year performance period. These shares represent the number of shares paid out based on actual performance plus the dividend shares accrued under the same grant. [Transaction #2] Security: Common Stock Date: 2026-03-09 | Code: F (Payment of exercise/tax) Shares: -3,351 | Price: $185.73 Total Value: $622,381.23 Shares Owned After: 64,417 | Ownership: D (Direct) Footnotes: [F2] These shares were automatically withheld by the Company to satisfy the reporting person's tax obligation associated with the settlement of the performance shares. This share withholding was authorized in the performance share award agreement. --- Footnotes (Complete Index) --- F1: These shares were earned pursuant to an award of performance shares granted on January 26, 2023, as amended on November 2, 2023, based on the Company's Common Dividends + Growth of Tangible Book Value per Share and Adjusted ROTCE against a peer group of companies over a three-year performance period. These shares represent the number of shares paid out based on actual performance plus the dividend shares accrued under the same grant. F2: These shares were automatically withheld by the Company to satisfy the reporting person's tax obligation associated with the settlement of the performance shares. This share withholding was authorized in the performance share award agreement. --- Signature --- /s/ /s/ Blaise F. Brennan (POA on file) (2026-03-11)