SoFi Technologies

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-03-11 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SoFi Technologies, Inc. (SOFI) CIK: 0001818874 --- Reporting Owner --- Name: Keough Kelli CIK: 0002032458 Role: Officer (EVP, GBUL, SIPS) --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Unit Date: 2026-03-11 | Code: A (Grant or award) Shares: +90,903 | Price: $0.00 Shares Owned After: 90,903 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F2] Represents shares issuable on settlement of RSUs granted to the Reporting Person. The RSU award will vest over a period of four years as follows: 6.25% of the award shall vest three months after March 14, 2026, and 6.25% shall vest each quarter thereafter for the following fifteen quarters, in each case, subject to the Reporting Person's continued service with the Issuer through the applicable vesting date. [F2] Represents shares issuable on settlement of RSUs granted to the Reporting Person. The RSU award will vest over a period of four years as follows: 6.25% of the award shall vest three months after March 14, 2026, and 6.25% shall vest each quarter thereafter for the following fifteen quarters, in each case, subject to the Reporting Person's continued service with the Issuer through the applicable vesting date. --- Footnotes (Complete Index) --- F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. F2: Represents shares issuable on settlement of RSUs granted to the Reporting Person. The RSU award will vest over a period of four years as follows: 6.25% of the award shall vest three months after March 14, 2026, and 6.25% shall vest each quarter thereafter for the following fifteen quarters, in each case, subject to the Reporting Person's continued service with the Issuer through the applicable vesting date. --- Signature --- /s/ /s/ Deanna M. Smith, Attorney-in-Fact (2026-03-13)