=== SEC Form 4 — Statement of Changes in Beneficial Ownership ===
Document Type: 4
Period of Report: 2026-03-13
10b5-1 Pre-arranged Plan: No
--- Issuer ---
Name: TRUIST FINANCIAL CORP (TFC)
CIK: 0000092230
--- Reporting Owner ---
Name: Bender Bradley D
CIK: 0002045092
Role: Officer (Chief Risk Officer)
--- Non-Derivative Transactions ---
[Transaction #1]
Security: Common Stock
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: +803 | Price: $0.00
Shares Owned After: 3,066 | Ownership: D (Direct)
[Transaction #2]
Security: Common Stock
Date: 2026-03-13 | Code: F (Payment of exercise/tax)
Shares: -437 | Price: $43.83
Total Value: $19,153.71
Shares Owned After: 2,629 | Ownership: D (Direct)
[Transaction #3]
Security: Common Stock
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: +2,895 | Price: $0.00
Shares Owned After: 5,524 | Ownership: D (Direct)
[Transaction #4]
Security: Common Stock
Date: 2026-03-13 | Code: F (Payment of exercise/tax)
Shares: -1,594 | Price: $43.83
Total Value: $69,865.02
Shares Owned After: 3,930 | Ownership: D (Direct)
[Transaction #5]
Security: Common Stock
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: +4,123 | Price: $0.00
Shares Owned After: 8,053 | Ownership: D (Direct)
[Transaction #6]
Security: Common Stock
Date: 2026-03-13 | Code: F (Payment of exercise/tax)
Shares: -2,306 | Price: $43.83
Total Value: $101,071.98
Shares Owned After: 5,747 | Ownership: D (Direct)
--- Derivative Transactions ---
[Transaction #1]
Security: Restricted Stock Units
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: -803 | Price: $0.00
Shares Owned After: 0 | Ownership: D (Direct)
Footnotes:
[F1] On February 22, 2022, the reporting person was granted 2,412 restricted stock units, vesting in three equal installments on March 15, 2024, March 15, 2025, and March 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F1] On February 22, 2022, the reporting person was granted 2,412 restricted stock units, vesting in three equal installments on March 15, 2024, March 15, 2025, and March 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F1] On February 22, 2022, the reporting person was granted 2,412 restricted stock units, vesting in three equal installments on March 15, 2024, March 15, 2025, and March 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[Transaction #2]
Security: Restricted Stock Units
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: -2,895 | Price: $0.00
Shares Owned After: 2,895 | Ownership: D (Direct)
Footnotes:
[F2] On February 27, 2023, the reporting person was granted 8,686 restricted stock units, vesting in three equal installments on March 15, 2025, March 15, 2026, and March 15, 2027. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F2] On February 27, 2023, the reporting person was granted 8,686 restricted stock units, vesting in three equal installments on March 15, 2025, March 15, 2026, and March 15, 2027. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F2] On February 27, 2023, the reporting person was granted 8,686 restricted stock units, vesting in three equal installments on March 15, 2025, March 15, 2026, and March 15, 2027. Each restricted stock unit represents a right to receive one share of TFC common stock.
[Transaction #3]
Security: Restricted Stock Units
Date: 2026-03-13 | Code: M (Exercise of derivative)
Shares: -4,123 | Price: $0.00
Shares Owned After: 8,243 | Ownership: D (Direct)
Footnotes:
[F3] On February 26, 2024, the reporting person was granted 12,366 restricted stock units, vesting in three equal installments on March 15, 2026, March 15, 2027, and March 15, 2028. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F3] On February 26, 2024, the reporting person was granted 12,366 restricted stock units, vesting in three equal installments on March 15, 2026, March 15, 2027, and March 15, 2028. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F3] On February 26, 2024, the reporting person was granted 12,366 restricted stock units, vesting in three equal installments on March 15, 2026, March 15, 2027, and March 15, 2028. Each restricted stock unit represents a right to receive one share of TFC common stock.
--- Holdings ---
[Holding #1]
Security: Restricted Stock Units
Ownership: D (Direct)
Footnotes:
[F4] On June 1, 2023, the reporting person was granted 16,149 restricted stock units, which cliff vest on June 1, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F4] On June 1, 2023, the reporting person was granted 16,149 restricted stock units, which cliff vest on June 1, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F4] On June 1, 2023, the reporting person was granted 16,149 restricted stock units, which cliff vest on June 1, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
[Holding #2]
Security: Restricted Stock Units
Ownership: D (Direct)
Footnotes:
[F7] On February 23, 2026, the reporting person was granted 17,293 restricted stock units, vesting in three equal installments on March 15, 2028, March 15, 2029, and March 15, 2030. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F7] On February 23, 2026, the reporting person was granted 17,293 restricted stock units, vesting in three equal installments on March 15, 2028, March 15, 2029, and March 15, 2030. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F7] On February 23, 2026, the reporting person was granted 17,293 restricted stock units, vesting in three equal installments on March 15, 2028, March 15, 2029, and March 15, 2030. Each restricted stock unit represents a right to receive one share of TFC common stock.
[Holding #3]
Security: Restricted Stock Units
Ownership: D (Direct)
Footnotes:
[F5] On February 24, 2025, the reporting person was granted 18,202 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F5] On February 24, 2025, the reporting person was granted 18,202 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F5] On February 24, 2025, the reporting person was granted 18,202 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
[Holding #4]
Security: Restricted Stock Units
Ownership: D (Direct)
Footnotes:
[F6] On February 28, 2025, the reporting person was granted 883 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F6] On February 28, 2025, the reporting person was granted 883 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
[F6] On February 28, 2025, the reporting person was granted 883 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
--- Footnotes (Complete Index) ---
F1: On February 22, 2022, the reporting person was granted 2,412 restricted stock units, vesting in three equal installments on March 15, 2024, March 15, 2025, and March 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
F2: On February 27, 2023, the reporting person was granted 8,686 restricted stock units, vesting in three equal installments on March 15, 2025, March 15, 2026, and March 15, 2027. Each restricted stock unit represents a right to receive one share of TFC common stock.
F3: On February 26, 2024, the reporting person was granted 12,366 restricted stock units, vesting in three equal installments on March 15, 2026, March 15, 2027, and March 15, 2028. Each restricted stock unit represents a right to receive one share of TFC common stock.
F4: On June 1, 2023, the reporting person was granted 16,149 restricted stock units, which cliff vest on June 1, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
F5: On February 24, 2025, the reporting person was granted 18,202 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
F6: On February 28, 2025, the reporting person was granted 883 restricted stock units, vesting in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit represents a right to receive one share of TFC common stock.
F7: On February 23, 2026, the reporting person was granted 17,293 restricted stock units, vesting in three equal installments on March 15, 2028, March 15, 2029, and March 15, 2030. Each restricted stock unit represents a right to receive one share of TFC common stock.
--- Signature ---
/s/ Carla Brenwald, Attorney-in-fact (2026-03-17)
