SoFi Technologies

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-03-16 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: SoFi Technologies, Inc. (SOFI) CIK: 0001818874 --- Reporting Owner --- Name: Keough Kelli CIK: 0002032458 Role: Officer (EVP, GBUL, SIPS) --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: +82,643 Shares Owned After: 376,368 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [Transaction #2] Security: Common Stock Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: +26,477 Shares Owned After: 402,845 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [Transaction #3] Security: Common Stock Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: +13,068 Shares Owned After: 415,913 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [Transaction #4] Security: Common Stock Date: 2026-03-17 | Code: F (Payment of exercise/tax) Shares: -63,145 | Price: $17.62 Total Value: $1,112,425.47 Shares Owned After: 352,768 | Ownership: D (Direct) Footnotes: [F2] Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. --- Derivative Transactions --- [Transaction #1] Security: Restricted Stock Unit Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: -82,643 | Price: $0.00 Shares Owned After: 330,572 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. [Transaction #2] Security: Restricted Stock Unit Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: -26,477 | Price: $0.00 Shares Owned After: 211,814 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. [F3] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. [Transaction #3] Security: Restricted Stock Unit Date: 2026-03-16 | Code: M (Exercise of derivative) Shares: -13,068 | Price: $0.00 Shares Owned After: 156,812 | Ownership: D (Direct) Footnotes: [F1] Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. [F4] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025. [F4] Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025. --- Footnotes (Complete Index) --- F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. F2: Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. F3: Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. F4: Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025. --- Signature --- /s/ /s/ Deanna M. Smith, Attorney-in-Fact (2026-03-18)