Nu 4: Junqueira Cristina Helena Zingaretti sold 220,000 shares of… (Mar 25, 2026)

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-03-23 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Nu Holdings Ltd. (NU) CIK: 0001691493 --- Reporting Owner --- Name: Junqueira Cristina Helena Zingaretti CIK: 0001973445 Role: Officer (US CEO & Chief Growth Officer) --- Non-Derivative Transactions --- [Transaction #1] Security: Class A ordinary shares ("Class A Shares") Date: 2026-03-23 | Code: S (Open market sale) Shares: -220,000 | Price: $14.82 Total Value: $3,259,322.00 Shares Owned After: 4,977,593 | Ownership: I (Indirect) | Nature: By Family Trust Footnotes: [F1] The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8100 to $14.8300, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4. [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Transaction #2] Security: Class A Shares Date: 2026-03-23 | Code: S (Open market sale) Shares: -80,000 | Price: $14.81 Total Value: $1,184,840.00 Shares Owned After: 2,312,338 | Ownership: I (Indirect) | Nature: By Family Trust Footnotes: [F3] The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8101 to $14.8150, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (3) to this Form 4. [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. --- Holdings --- [Holding #1] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #2] Security: Class A Shares Ownership: I (Indirect) Footnotes: [F2] The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. [Holding #3] Security: Class A Shares Ownership: D (Direct) Footnotes: [F4] Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. --- Footnotes (Complete Index) --- F1: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8100 to $14.8300, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4. F2: The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. F3: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8101 to $14.8150, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (3) to this Form 4. F4: Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. --- Signature --- /s/ /s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira (2026-03-25)