Upstart Holdings, Inc. (UPST) · Insider Trading (Form 4) SEC Filing

=== SEC Form 4 — Statement of Changes in Beneficial Ownership === Document Type: 4 Period of Report: 2026-05-29 10b5-1 Pre-arranged Plan: No --- Issuer --- Name: Upstart Holdings, Inc. (UPST) CIK: 0001647639 --- Reporting Owner --- Name: Bernard Peter J CIK: 0002051703 Role: Director --- Non-Derivative Transactions --- [Transaction #1] Security: Common Stock Date: 2026-05-29 | Code: A (Grant or award) Shares: +6,476 | Price: $0.00 Shares Owned After: 11,392 | Ownership: D (Direct) Footnotes: [F1] These securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock. 100% of the RSUs shall vest on the earlier of May 29, 2027 or the day prior to the date of the Issuer's 2027 annual meeting of stockholders, subject to the Reporting Person continuing as a service provider through such date. --- Footnotes (Complete Index) --- F1: These securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock. 100% of the RSUs shall vest on the earlier of May 29, 2027 or the day prior to the date of the Issuer's 2027 annual meeting of stockholders, subject to the Reporting Person continuing as a service provider through such date. --- Signature --- /s/ /s/ Steven Madrid, by power of attorney (2026-06-02)